A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer the opportunity for lifetime payments and tax-advantaged earnings and can provide a guaranteed death benefit for your beneficiaries. All guarantees are backed by the continued claims-paying ability of the issuing insurance company. 

You may want to consider investing in an annuity as part of your long-term strategy if:

• You are concerned about market volatility in your IRA, 401k, or current investment portfolio
• You are in a higher tax bracket and want to defer additional income
• You have reached the maximum allowable deductible limit on all of your retirement accounts

Annuities are different than an IRA, 401k, or other investment accounts

It’s a contract between you and an insurance company. In return for making one premium payment or multiple periodic payments, the insurance company agrees to provide you with an income stream, and guaranteed death benefit. You can elect to receive payment all at once or a series of payments, even for the rest of your life!

Fixed annuities can be a valuable component of a sound financial plan. See how Resonate can design a program that is right for you